{"id":3726,"date":"2024-03-20T08:24:29","date_gmt":"2024-03-20T06:24:29","guid":{"rendered":"https:\/\/www.capulumcollege.com\/dev2026\/?p=3726"},"modified":"2024-03-20T08:47:29","modified_gmt":"2024-03-20T06:47:29","slug":"save-spend-give-a-little-pocket-money","status":"publish","type":"post","link":"https:\/\/www.capulumcollege.com\/dev2026\/save-spend-give-a-little-pocket-money\/","title":{"rendered":"Save a little, spend a little, give a little&#8230;"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3726\" class=\"elementor elementor-3726\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d24b7f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d24b7f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f02bde9\" data-id=\"f02bde9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d1ad1a elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"7d1ad1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It\u2019s never too soon to give your children an understanding of money. Not that many of us have that understanding \u2013 but an awareness is essential. \u00a0It not necessary to open a savings account for under 10-year-olds. This can wait until they receive a worthwhile allowance.<\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft size-medium wp-image-3729\" src=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_2-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_2-300x200.jpg 300w, https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_2.jpg 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Until then it is suggested that children are encouraged to divide their pocket money into \u2018save a little; spend a little; and give a little\u2019. And they should have allocated chores so that they are earning their pocket money.<\/p><p>Some experts advise the 50-40-10 rule for children. That means 50% of their pocket money goes to savings, 40% to spending and 10% to donating.<\/p><p>For older children starting savings accounts teaches valuable financial lessons such as:<\/p><ul><li>Instilling the importance of saving for a longed-for item, budgeting, and delayed gratification.<\/li><li>Seeing their savings grow, and developing a sense of responsibility and discipline that will serve them well in adulthood.<\/li><li>Learning how compound interest can turn small, regular contributions into a substantial sum over time.<\/li><li>Learning about the banking system and how to manage their money digitally. In our increasingly cashless society, these skills are vital.<\/li><li>Encouraging them to discuss choices about how to spend money wisely and compare prices.<\/li><\/ul><p><img decoding=\"async\" class=\"alignright size-medium wp-image-3728\" src=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_1-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_1-300x200.jpg 300w, https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2024\/03\/Pocket-money_1.jpg 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Start by including your children in some of your small decisions \u2013<\/p><ul><li>explain why you pick one item over another at the grocery store,<\/li><li>give your children a few rand and tell them what you need from that amount,<\/li><li>while shopping, allow your children to hear you ask, \u2018do I really need this? would it cost less somewhere else?\u2019,<\/li><li>compare prices for an item they would like \u2013 online and in store,<\/li><\/ul><p>It is essential to explain the downside of shopping online, so know the websites your children visit. Impress upon them that sharing personal information such as birthdate, address, phone number, or school could be dangerous &#8211; as well as costly. In fact, insist your children get your consent when buying anything online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7739af8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7739af8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0eaf942\" data-id=\"0eaf942\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0da36ee elementor-widget elementor-widget-heading\" data-id=\"0da36ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Never spend your money before you have it.\n\n\n\n\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-501e8cf elementor-widget elementor-widget-heading\" data-id=\"501e8cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">- Thomas Jefferson -\n\n\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-650e6aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"650e6aa\" 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300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.capulumcollege.com\/dev2026\/grandparents-play-a-vital-role-in-supporting-children\/\" >\n\t\t\t\tGrandparents play a vital role in supporting children\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.capulumcollege.com\/dev2026\/grandparents-play-a-vital-role-in-supporting-children\/\" aria-label=\"Read more about Grandparents play a vital role in supporting children\" tabindex=\"-1\" >\n\t\t\tView Article\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 27, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5208 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized 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2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5171 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-mental-health tag-mindfullness tag-respect tag-special-needs\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.capulumcollege.com\/dev2026\/one-small-meaningful-step-at-a-time\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"167\" src=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2026\/07\/One-small-meaningful-step-at-a-time_main-300x167.jpg\" class=\"attachment-medium size-medium wp-image-5178\" alt=\"\" srcset=\"https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2026\/07\/One-small-meaningful-step-at-a-time_main-300x167.jpg 300w, https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2026\/07\/One-small-meaningful-step-at-a-time_main-768x429.jpg 768w, https:\/\/www.capulumcollege.com\/dev2026\/wp-content\/uploads\/2026\/07\/One-small-meaningful-step-at-a-time_main.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.capulumcollege.com\/dev2026\/one-small-meaningful-step-at-a-time\/\" >\n\t\t\t\tOne small, meaningful step at a time\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.capulumcollege.com\/dev2026\/one-small-meaningful-step-at-a-time\/\" aria-label=\"Read more about One small, meaningful step at a time\" tabindex=\"-1\" >\n\t\t\tView Article\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 27, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>It\u2019s never too soon to give your children an understanding of<\/p>\n","protected":false},"author":1,"featured_media":3730,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","page_builder":"","footnotes":""},"categories":[1],"tags":[38,23,28,90,83],"class_list":["post-3726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-curiosity","tag-gifted","tag-mental-health","tag-pocket-money","tag-reading"],"_links":{"self":[{"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/posts\/3726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/comments?post=3726"}],"version-history":[{"count":7,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/posts\/3726\/revisions"}],"predecessor-version":[{"id":3736,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/posts\/3726\/revisions\/3736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/media\/3730"}],"wp:attachment":[{"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/media?parent=3726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/categories?post=3726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capulumcollege.com\/dev2026\/wp-json\/wp\/v2\/tags?post=3726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}